We have been in the invoice factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SECURE. We have survived many of the economy's booms and busts and in doing so, can help you get through any hard circumstances you might come under. We won't go out of business when the times get hard, like some other invoice factoring companies sadly have before.

All factoring companies have guidelines for size, industry, and risk. It's just about impossible for you to know which invoice factoring firm is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the ideal match for your company - it may be us or another invoice factoring company.

We have a huge network of invoice factoring industry counterparts, these trusted connections were built over 20+ years in the business. So, after you take the time to explain what you need to us, you'll quickly see that we can help you find precisely what you need.

Almost all invoice factoring businesses let you select and choose your customers to factor. Except a few of them usually have a minimum amount in order to work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a bit like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into invoice factoring when you don't require it.

Almost all invoice factoring businesses will not be upfront about their fees. Who knows all the reasons why they do this. You can be sure, We do not not behave this way.  We are totally upfront about our fees. When you apply, you are presented with a transparent, no obligation rate proposal with the fee for your business. that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring companies are financed by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. , we are like-minded business people and we have cleared many of the hurdles that a business encounters. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailor-made solution for you. Almost all accounts receivable factoring companies notably the Silicon Valley Fintech ones usually lay their money on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Almost all invoice factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business inside out, and can help you in ways the others just can't or simply won't.

Don't dismiss the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to get them fixed right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Keep your eye on negative payment trends. This is essential to run your business smoothly.

We employ advanced technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Almost all other companies are not even remotely close.